/* ============ FIRST FAMILY INSURANCE — Main Stylesheet ============ */

:root {
    /* Colors */
    --navy: #0b2d6e;
    --navy-dark: #071e4a;
    --navy-light: #1a4090;
    --blue: #1e6ac5;
    --blue-light: #3a8de0;
    --sky: #e8f2fc;
    --teal: #0ea5b0;
    --gold: #e8a020;
    --green: #28a745;
    --red: #dc3545;
    --purple: #6f42c1;

    --white: #ffffff;
    --off-white: #f4f7fb;
    --gray-50: #f8f9fa;
    --gray-100: #e9ecef;
    --gray-200: #dee2e6;
    --gray-500: #6c757d;
    --gray-700: #495057;
    --gray-900: #212529;

    /* Typography */
    --font-heading: 'Montserrat', sans-serif;
    --font-body: 'Open Sans', sans-serif;

    /* Spacing */
    --section-py: 90px;
    --container: 1200px;

    /* Effects */
    --radius-sm: 6px;
    --radius-md: 12px;
    --radius-lg: 20px;
    --radius-xl: 32px;
    --shadow-sm: 0 2px 8px rgba(11, 45, 110, .08);
    --shadow-md: 0 8px 24px rgba(11, 45, 110, .12);
    --shadow-lg: 0 16px 48px rgba(11, 45, 110, .16);
    --transition: .3s cubic-bezier(.4, 0, .2, 1);
}

/* ---------------------------------------------------------------
   1. Reset & Base
--------------------------------------------------------------- */
*,
*::before,
*::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--font-body);
    color: var(--gray-900);
    background: var(--white);
    line-height: 1.65;
    -webkit-font-smoothing: antialiased;
}

img {
    display: block;
    max-width: 100%;
}

a {
    text-decoration: none;
    color: inherit;
}

ul {
    list-style: none;
}

button {
    cursor: pointer;
    font-family: inherit;
    border: none;
    background: none;
}

/* ---------------------------------------------------------------
   2. Utility
--------------------------------------------------------------- */
.container {
    width: 100%;
    max-width: var(--container);
    margin-inline: auto;
    padding-inline: 24px;
}

.section {
    padding: var(--section-py) 0;
}

.section--gray {
    background: var(--off-white);
}

.section-header {
    text-align: center;
    max-width: 680px;
    margin: 0 auto 60px;
}

.section-tag {
    display: inline-block;
    background: var(--sky);
    color: var(--blue);
    font-family: var(--font-heading);
    font-size: .75rem;
    font-weight: 700;
    letter-spacing: .1em;
    text-transform: uppercase;
    padding: 6px 16px;
    border-radius: 100px;
    margin-bottom: 14px;
}

.section-title {
    font-family: var(--font-heading);
    font-size: clamp(1.75rem, 3vw, 2.5rem);
    font-weight: 800;
    color: var(--navy);
    line-height: 1.25;
    margin-bottom: 16px;
}

.section-desc {
    font-size: 1.05rem;
    color: var(--gray-500);
    max-width: 580px;
    margin-inline: auto;
}

.highlight {
    color: var(--blue);
    position: relative;
}

.mt-1 {
    margin-top: .75rem;
}

.mt-2 {
    margin-top: 1.5rem;
}

/* ---------------------------------------------------------------
   3. Buttons
--------------------------------------------------------------- */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-family: var(--font-heading);
    font-size: .9rem;
    font-weight: 600;
    padding: 12px 26px;
    border-radius: var(--radius-sm);
    border: 2px solid transparent;
    cursor: pointer;
    transition: all var(--transition);
    white-space: nowrap;
}

.btn--primary {
    background: var(--blue);
    color: var(--white);
    border-color: var(--blue);
}

.btn--primary:hover {
    background: var(--navy);
    border-color: var(--navy);
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.btn--outline {
    background: transparent;
    color: var(--navy);
    border-color: var(--navy);
}

.btn--outline:hover {
    background: var(--navy);
    color: var(--white);
    transform: translateY(-2px);
}

.btn--outline-white {
    background: transparent;
    color: var(--white);
    border-color: rgba(255, 255, 255, .6);
}

.btn--outline-white:hover {
    background: var(--white);
    color: var(--navy);
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.btn--sm {
    padding: 8px 18px;
    font-size: .82rem;
}

.btn--lg {
    padding: 15px 34px;
    font-size: 1rem;
}

.btn--full {
    width: 100%;
    justify-content: center;
}

/* ---------------------------------------------------------------
   4. Header
--------------------------------------------------------------- */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: transparent;
    transition: background var(--transition), box-shadow var(--transition), padding var(--transition);
    padding: 0;
}

.header.scrolled {  
    background: var(--white);
    box-shadow: var(--shadow-sm);
}

.header__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    height: 80px;
}

/* Logo */
.logo {
    display: flex;
    align-items: center;
    gap: 12px;
    flex-shrink: 0;
}

.logo__icon {
    width: 46px;
    height: 46px;
    border-radius: var(--radius-sm);
    background: var(--blue);
    color: var(--white);
    display: grid;
    place-items: center;
    font-size: 1.4rem;
    box-shadow: 0 4px 12px rgba(30, 106, 197, .35);
    transition: transform var(--transition);
}

.logo:hover .logo__icon {
    transform: scale(1.08);
}

.logo__text {
    display: flex;
    flex-direction: column;
    line-height: 1.1;
}

.logo__name {
    font-family: var(--font-heading);
    font-size: 1.1rem;
    font-weight: 800;
    color: var(--white);
    transition: color var(--transition);
}

.logo__tagline {
    font-family: var(--font-heading);
    font-size: .68rem;
    font-weight: 600;
    color: rgba(255, 255, 255, .7);
    letter-spacing: .06em;
    text-transform: uppercase;
    transition: color var(--transition);
}

.header.scrolled .logo__name {
    color: var(--navy);
}

.header.scrolled .logo__tagline {
    color: var(--gray-500);
}

.logo--white .logo__name {
    color: var(--white) !important;
}

.logo--white .logo__tagline {
    color: rgba(255, 255, 255, .65) !important;
}

/* Desktop Nav */
.nav__list {
    display: flex;
    gap: 4px;
}

.nav__link {
    font-family: var(--font-heading);
    font-size: .88rem;
    font-weight: 600;
    color: rgba(56, 179, 201, 0.88);
    padding: 8px 14px;
    border-radius: var(--radius-sm);
    transition: color var(--transition), background var(--transition);
}

.nav__link:hover,
.nav__link.active {
    color: var(--white);
    background: rgba(255, 255, 255, .15);
}

.header.scrolled .nav__link {
    color: var(--gray-700);
}

.header.scrolled .nav__link:hover,
.header.scrolled .nav__link.active {
    color: var(--blue);
    background: var(--sky);
}

/* Header Actions */
.header__actions {
    display: flex;
    align-items: center;
    gap: 12px;
}

.header .btn--outline {
    color: var(--white);
    border-color: rgba(255, 255, 255, .5);
}

.header .btn--outline:hover {
    background: var(--white);
    color: var(--navy);
}

.header.scrolled .btn--outline {
    color: var(--navy);
    border-color: var(--navy);
}

/* Hamburger */
.hamburger {
    display: none;
    flex-direction: column;
    gap: 5px;
    padding: 8px;
    border-radius: var(--radius-sm);
    transition: background var(--transition);
}

.hamburger:hover {
    background: rgba(255, 255, 255, .15);
}

.hamburger span {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--white);
    border-radius: 2px;
    transition: all var(--transition);
}

.header.scrolled .hamburger span {
    background: var(--navy);
}

/* Hamburger open state */
.hamburger.open span:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
}

.hamburger.open span:nth-child(2) {
    opacity: 0;
}

.hamburger.open span:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
}

/* Mobile Nav */
.mobile-nav {
    max-height: 0;
    overflow: hidden;
    background: var(--white);
    transition: max-height .4s ease, padding .3s ease;
}

.mobile-nav.open {
    max-height: 500px;
    padding: 16px 0 24px;
    box-shadow: var(--shadow-md);
}

.mobile-nav__list {
    padding: 0 24px;
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.mobile-nav__link {
    display: block;
    font-family: var(--font-heading);
    font-size: .95rem;
    font-weight: 600;
    color: var(--navy);
    padding: 10px 14px;
    border-radius: var(--radius-sm);
    transition: background var(--transition), color var(--transition);
}

.mobile-nav__link:hover {
    background: var(--sky);
    color: var(--blue);
}

/* ---------------------------------------------------------------
   5. Hero Section
--------------------------------------------------------------- */
.hero {
    position: relative;
    min-height: 100vh;
    background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 40%, var(--navy-light) 70%, var(--blue) 100%);
    display: flex;
    align-items: center;
    overflow: hidden;
    padding-top: 80px;
}

.hero__bg-overlay {
    position: absolute;
    inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    pointer-events: none;
}

/* Decorative shapes */

.hero__shape {                                                                                                      
    position: absolute;
    border-radius: 50%;
    opacity: .06;
    pointer-events: none;
}

.hero__shape--1 {   
    width: 600px;
    height: 600px;
    background: var(--white);
    top: -200px;
    right: -100px;
}

.hero__shape--2 {
    width: 400px;
    height: 400px;
    background: var(--teal);
    bottom: -150px;
    left: -80px;
}

.hero__shape--3 {
    width: 200px;
    height: 200px;
    background: var(--gold);
    top: 30%;
    right: 30%;
}

.hero__content {
    position: relative;
    z-index: 2;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    padding-top: 40px;
    padding-bottom: 60px;
}

/* Hero text */
.hero__badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(255, 255, 255, .12);
    backdrop-filter: blur(8px);
    color: var(--white);
    font-size: .8rem;
    font-weight: 600;
    padding: 6px 16px;
    border-radius: 100px;
    border: 1px solid rgba(255, 255, 255, .2);
    margin-bottom: 20px;
}

.hero__badge i {
    color: var(--gold);
}

.hero__headline {
    font-family: var(--font-heading);
    font-size: clamp(2.2rem, 5vw, 3.8rem);
    font-weight: 800;
    color: var(--white);
    line-height: 1.15;
    margin-bottom: 22px;
}

.hero__headline .highlight {
    color: #60b4ff;
}

.hero__sub {
    font-size: 1.1rem;
    color: rgba(255, 255, 255, .82);
    max-width: 520px;
    margin-bottom: 36px;
    line-height: 1.7;
}

.hero__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 14px;
    margin-bottom: 48px;
}

/* Stats row */
.hero__stats {
    display: flex;
    align-items: center;
    gap: 24px;
    flex-wrap: wrap;
}

.hero__stat {
    text-align: left;
}

.hero__stat-num {
    font-family: var(--font-heading);
    font-size: 2rem;
    font-weight: 800;
    color: var(--white);
}

.hero__stat span {
    color: #60b4ff;
    font-weight: 700;
    font-size: 1.4rem;
}

.hero__stat p {
    font-size: .8rem;
    color: rgba(255, 255, 255, .65);
    margin-top: 2px;
}

.hero__stat-divider {
    width: 1px;
    height: 40px;
    background: rgba(255, 255, 255, .2);
}

/* Hero graphic */
.hero__graphic {
    display: flex;
    justify-content: center;
    align-items: center;
}

.hero__card-stack {
    position: relative;
    width: 340px;
    height: 380px;
}

.hero__card {
    position: absolute;
    border-radius: var(--radius-lg);
    background: var(--white);
    box-shadow: var(--shadow-lg);
}

.hero__card--main {
    width: 300px;
    padding: 32px;
    top: 0;
    left: 0;
    animation: floatCard 6s ease-in-out infinite;
}

.hero__card--main .hero__card-icon {
    width: 56px;
    height: 56px;
    border-radius: var(--radius-sm);
    background: linear-gradient(135deg, var(--blue), var(--navy));
    color: var(--white);
    display: grid;
    place-items: center;
    font-size: 1.5rem;
    margin-bottom: 16px;
}

.hero__card--main h3 {
    font-family: var(--font-heading);
    font-size: 1rem;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 4px;
}

.hero__card--main p {
    font-size: .82rem;
    color: var(--gray-500);
    margin-bottom: 16px;
}

.hero__card-bar {
    height: 6px;
    background: var(--gray-100);
    border-radius: 100px;
    overflow: hidden;
    margin-bottom: 8px;
}

.hero__card-fill {
    height: 100%;
    background: linear-gradient(90deg, var(--blue), var(--teal));
    border-radius: 100px;
    transition: width 1.5s ease;
}

.hero__card--main small {
    font-size: .75rem;
    color: var(--gray-500);
}

.hero__card--badge {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 14px 20px;
    bottom: 40px;
    right: 0;
    background: var(--navy);
    color: var(--white);
    font-family: var(--font-heading);
    font-size: .82rem;
    font-weight: 600;
    animation: floatCard 6s ease-in-out infinite .8s;
}

.hero__card--badge i {
    color: var(--gold);
    font-size: 1.1rem;
}

.hero__card--pill {
    padding: 10px 18px;
    top: 50%;
    right: -20px;
    transform: translateY(-50%);
    background: var(--teal);
    color: var(--white);
    font-family: var(--font-heading);
    font-size: .8rem;
    font-weight: 600;
    display: flex;
    align-items: center;
    gap: 8px;
    border-radius: 100px;
    white-space: nowrap;
    animation: floatCard 6s ease-in-out infinite 1.6s;
}

@keyframes floatCard {

    0%,
    100% {
        transform: translateY(0);
    }

    50% {
        transform: translateY(-12px);
    }
}

.hero__card--pill {
    animation-name: floatCardPill;
}

@keyframes floatCardPill {

    0%,
    100% {
        transform: translateY(-50%) translateX(0);
    }

    50% {
        transform: translateY(-50%) translateX(-6px);
    }
}

/* Wave divider */
.hero__wave {
    position: absolute;
    bottom: -1px;
    left: 0;
    right: 0;
    line-height: 0;
}

.hero__wave svg {
    width: 100%;
    height: 80px;
}

/* ---------------------------------------------------------------
   6. Why Choose Us
--------------------------------------------------------------- */
/* .why-us__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}

.why-card {
    padding: 36px 28px;
    border-radius: var(--radius-md);
    background: var(--white);
    border: 1px solid var(--gray-100);
    box-shadow: var(--shadow-sm);
    transition: transform var(--transition), box-shadow var(--transition);
}

.why-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-md);
}

.why-card__icon {
    width: 60px;
    height: 60px;
    border-radius: var(--radius-sm);
    display: grid;
    place-items: center;
    font-size: 1.4rem;
    margin-bottom: 20px;
}

.why-card__icon--blue {
    background: #e8f2fc;
    color: var(--blue);
}

.why-card__icon--teal {
    background: #e0f7f8;
    color: var(--teal);
}

.why-card__icon--gold {
    background: #fef3e0;
    color: var(--gold);
}

.why-card__icon--green {
    background: #e7f6ea;
    color: var(--green);
}

.why-card__icon--purple {
    background: #f0ebfb;
    color: var(--purple);
}

.why-card__icon--red {
    background: #fdeaec;
    color: var(--red);
}

.why-card h3 {
    font-family: var(--font-heading);
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 10px;
}

.why-card p {
    font-size: .9rem;
    color: var(--gray-500);
    line-height: 1.7;
} */

/* ================================
   SMART SAVE SECTION (GEICO STYLE)
================================ */

.smart-save__grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-top: 40px;
}

.smart-card {
    background: var(--white);
    padding: 30px 24px;
    border-radius: var(--radius-md);
    text-align: center;
    border: 1px solid var(--gray-100);
    box-shadow: var(--shadow-sm);
    transition: transform var(--transition), box-shadow var(--transition);
}

.smart-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-md);
}

.smart-card__icon {
    width: 60px;
    height: 60px;
    border-radius: var(--radius-sm);
    display: grid;
    place-items: center;
    font-size: 1.4rem;
    margin: 0 auto 16px;
}

.smart-card__icon--blue {
    background: #e8f2fc;
    color: var(--blue);
}

.smart-card__icon--green {
    background: #e7f6ea;
    color: var(--green);
}

.smart-card__icon--teal {
    background: #e0f7f8;
    color: var(--teal);
}

.smart-card__icon--gold {
    background: #fef3e0;
    color: var(--gold);
}

.smart-card h3 {
    font-family: var(--font-heading);
    font-size: 1rem;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 10px;
}

.smart-card p {
    font-size: .88rem;
    color: var(--gray-500);
    line-height: 1.6;
}

.smart-save__cta {
    margin-top: 50px;
    display: flex;
    justify-content: center;
    gap: 16px;
    flex-wrap: wrap;
}

@media (max-width: 900px) {
    .smart-save__grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 600px) {
    .smart-save__grid {
        grid-template-columns: 1fr;
    }
}

/* ---------------------------------------------------------------
   7. Services
--------------------------------------------------------------- */
.services__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.service-card {
    background: var(--white);
    border-radius: var(--radius-md);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--gray-100);
    transition: transform var(--transition), box-shadow var(--transition);
    display: flex;
    flex-direction: column;
}

.service-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
}

.service-card__header {
    position: relative;
    padding: 36px 28px 28px;
    display: grid;
    place-items: center;
    font-size: 2.8rem;
    color: var(--white);
}

.service-card__header--health {
    background: linear-gradient(135deg, #1e6ac5, #0ea5b0);
}

.service-card__header--life {
    background: linear-gradient(135deg, #0b2d6e, #1e6ac5);
}

.service-card__header--medicare {
    background: linear-gradient(135deg, #6f42c1, #1e6ac5);
}

.service-card__header--business {
    background: linear-gradient(135deg, #0b2d6e, #495057);
}

.service-card__ribbon {
    position: absolute;
    top: 16px;
    right: -10px;
    background: var(--gold);
    color: var(--white);
    font-family: var(--font-heading);
    font-size: .68rem;
    font-weight: 700;
    padding: 4px 16px 4px 12px;
    border-radius: 4px 0 0 4px;
    letter-spacing: .04em;
    box-shadow: -2px 2px 6px rgba(0, 0, 0, .15);
}

.service-card__body {
    padding: 28px;
    display: flex;
    flex-direction: column;
    flex: 1;
}

.service-card__body h3 {
    font-family: var(--font-heading);
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 10px;
}

.service-card__body p {
    font-size: .88rem;
    color: var(--gray-500);
    margin-bottom: 20px;
    line-height: 1.65;
    flex: 1;
}

.service-card__list {
    margin-bottom: 24px;
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.service-card__list li {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: .85rem;
    color: var(--gray-700);
}

.service-card__list li i {
    color: var(--green);
    font-size: .8rem;
    flex-shrink: 0;
}

/* ---------------------------------------------------------------
   8. About
--------------------------------------------------------------- */
.about__inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

.about__visual {
    position: relative;
    display: flex;
    justify-content: center;
}

.about__img-wrap {
    position: relative;
    width: 380px;
    height: 420px;
}

.about__img-block {
    position: absolute;
    border-radius: var(--radius-lg);
    display: grid;
    place-items: center;
    font-size: 5rem;
}

.about__img-block--main {
    width: 280px;
    height: 300px;
    background: linear-gradient(135deg, var(--navy), var(--blue));
    color: rgba(255, 255, 255, .5);
    top: 0;
    left: 0;
    box-shadow: var(--shadow-lg);
}

.about__img-block--accent {
    width: 200px;
    height: 200px;
    background: linear-gradient(135deg, var(--teal), var(--blue-light));
    color: rgba(255, 255, 255, .6);
    bottom: 0;
    right: 0;
    box-shadow: var(--shadow-md);
}

.about__badge-float {
    position: absolute;
    bottom: 80px;
    left: -20px;
    display: flex;
    align-items: center;
    gap: 12px;
    background: var(--white);
    border-radius: var(--radius-md);
    padding: 14px 20px;
    box-shadow: var(--shadow-md);
    z-index: 2;
}

.about__badge-float i {
    font-size: 1.8rem;
    color: var(--gold);
}

.about__badge-float strong {
    display: block;
    font-family: var(--font-heading);
    font-size: .85rem;
    font-weight: 700;
    color: var(--navy);
}

.about__badge-float span {
    font-size: .78rem;
    color: var(--gray-500);
}

.about__content>p {
    color: var(--gray-500);
    margin-bottom: 16px;
    line-height: 1.75;
}

.about__content em {
    color: var(--navy);
    font-style: normal;
    font-weight: 600;
}

.about__pillars {
    display: flex;
    flex-direction: column;
    gap: 20px;
    margin: 32px 0;
}

.about__pillar {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    padding: 18px;
    border-radius: var(--radius-md);
    background: var(--sky);
    transition: background var(--transition);
}

.about__pillar:hover {
    background: #d6e9fa;
}

.about__pillar i {
    width: 40px;
    height: 40px;
    border-radius: var(--radius-sm);
    background: var(--blue);
    color: var(--white);
    display: grid;
    place-items: center;
    font-size: .95rem;
    flex-shrink: 0;
}

.about__pillar h4 {
    font-family: var(--font-heading);
    font-size: .9rem;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 4px;
}

.about__pillar p {
    font-size: .85rem;
    color: var(--gray-500);
}

/* ================================
   ABOUT MINI SECTION
================================ */

.about-mini {
    background: linear-gradient(135deg, var(--navy-dark), var(--navy), var(--blue));
    padding: 90px 0;
    text-align: center;
    position: relative;
    overflow: hidden;
}

/* subtle glow */
.about-mini::before {
    content: "";
    position: absolute;
    width: 450px;
    height: 450px;
    background: rgba(255,255,255,0.05);
    border-radius: 50%;
    top: -120px;
    left: -120px;
}

.about-mini__content {
    max-width: 700px;
    margin: 0 auto;
    position: relative;
    z-index: 1;
}

.about-mini__title {
    font-size: clamp(2rem, 4vw, 2.6rem);
    font-weight: 800;
    color: var(--white);
    margin: 15px 0;
}

.about-mini__desc {
    color: rgba(255,255,255,0.85);
    line-height: 1.7;
    margin-bottom: 16px;
}

.about-mini__actions {
    margin-top: 25px;
    display: flex;
    justify-content: center;
    gap: 14px;
    flex-wrap: wrap;
}

/* Responsive */
@media (max-width: 600px) {
    .about-mini {
        padding: 60px 20px;
    }
}

/* ---------------------------------------------------------------
   9. Testimonials
--------------------------------------------------------------- */
.testimonials__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}

.testimonial-card {
    background: var(--white);
    border-radius: var(--radius-md);
    padding: 32px;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--gray-100);
    transition: transform var(--transition), box-shadow var(--transition);
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.testimonial-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
}

.testimonial-card__stars {
    color: var(--gold);
    font-size: .9rem;
    letter-spacing: 2px;
}

.testimonial-card__quote {
    font-size: .92rem;
    color: var(--gray-700);
    line-height: 1.75;
    flex: 1;
    position: relative;
    padding-left: 20px;
}

.testimonial-card__quote::before {
    content: '"';
    position: absolute;
    left: 0;
    top: -6px;
    font-size: 3rem;
    line-height: 1;
    color: var(--blue);
    opacity: .25;
    font-family: Georgia, serif;
}

.testimonial-card__author {
    display: flex;
    align-items: center;
    gap: 14px;
    padding-top: 16px;
    border-top: 1px solid var(--gray-100);
}

.testimonial-card__avatar {
    width: 46px;
    height: 46px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--navy), var(--blue));
    color: var(--white);
    font-family: var(--font-heading);
    font-size: .85rem;
    font-weight: 700;
    display: grid;
    place-items: center;
    flex-shrink: 0;
}

.testimonial-card__author strong {
    display: block;
    font-family: var(--font-heading);
    font-size: .88rem;
    font-weight: 700;
    color: var(--navy);
}

.testimonial-card__author span {
    font-size: .78rem;
    color: var(--gray-500);
}

/* ---------------------------------------------------------------
   10. Contact
--------------------------------------------------------------- */
/* .contact__inner {
    display: grid;
    grid-template-columns: 1fr 1.3fr;
    gap: 80px;
    align-items: start;
}

.contact__info>p {
    color: var(--gray-500);
    margin-bottom: 36px;
    line-height: 1.75;
}

.contact__details {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.contact__detail {
    display: flex;
    align-items: flex-start;
    gap: 16px;
}

.contact__detail-icon {
    width: 44px;
    height: 44px;
    border-radius: var(--radius-sm);
    background: var(--sky);
    color: var(--blue);
    display: grid;
    place-items: center;
    font-size: 1rem;
    flex-shrink: 0;
}

.contact__detail strong {
    display: block;
    font-family: var(--font-heading);
    font-size: .82rem;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 4px;
}

.contact__detail a,
.contact__detail span {
    font-size: .88rem;
    color: var(--gray-500);
    line-height: 1.6;
}

.contact__detail a:hover {
    color: var(--blue);
}

/* Contact Form */
/* .contact__form-wrap {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 40px;
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--gray-100);
}

.contact-form__title {
    font-family: var(--font-heading);
    font-size: 1.3rem;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 28px;
    padding-bottom: 20px;
    border-bottom: 2px solid var(--sky);
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 6px;
    margin-bottom: 18px;
}

.form-group--checkbox {
    margin-top: 4px;
}

.form-group label {
    font-family: var(--font-heading);
    font-size: .82rem;
    font-weight: 600;
    color: var(--gray-700);
}

.required {
    color: var(--red);
}

.form-group input,
.form-group select,
.form-group textarea {
    padding: 12px 14px;
    border: 1.5px solid var(--gray-200);
    border-radius: var(--radius-sm);
    font-family: var(--font-body);
    font-size: .9rem;
    color: var(--gray-900);
    background: var(--white);
    transition: border-color var(--transition), box-shadow var(--transition);
    outline: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    border-color: var(--blue);
    box-shadow: 0 0 0 3px rgba(30, 106, 197, .12);
}

.form-group input.error,
.form-group select.error,
.form-group textarea.error {
    border-color: var(--red);
}

.form-group select {
    appearance: none;
    cursor: pointer;
}

.form-group textarea {
    resize: vertical;
    min-height: 100px;
}

.form-error {
    font-size: .78rem;
    color: var(--red);
    min-height: 18px;
    display: block;
}

/* Checkbox */
/* .checkbox-label {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    cursor: pointer;
    font-size: .85rem;
    color: var(--gray-700);
    line-height: 1.5;
}

.checkbox-label input[type="checkbox"] {
    display: none;
}

.checkbox-custom {
    width: 20px;
    height: 20px;
    border: 2px solid var(--gray-200);
    border-radius: 4px;
    flex-shrink: 0;
    margin-top: 1px;
    transition: all var(--transition);
    position: relative;
}

.checkbox-label input[type="checkbox"]:checked+.checkbox-custom {
    background: var(--blue);
    border-color: var(--blue);
}

.checkbox-label input[type="checkbox"]:checked+.checkbox-custom::after {
    content: '';
    position: absolute;
    inset: 3px;
    background: url("data:image/svg+xml,%3Csvg viewBox='0 0 12 9' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 4.5L4.5 8L11 1' stroke='white' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat;
}  */

/* Form Success */

/* .form-success {
    text-align: center;
    padding: 40px 20px;
}

.form-success__icon {
    font-size: 4rem;
    color: var(--green);
    margin-bottom: 20px;
    animation: popIn .5s cubic-bezier(.34, 1.56, .64, 1);
}

.form-success h3 {
    font-family: var(--font-heading);
    font-size: 1.6rem;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 12px;
}

.form-success p {
    color: var(--gray-500);
    max-width: 360px;
    margin-inline: auto;
}

@keyframes popIn {
    from {
        transform: scale(0);
        opacity: 0;
    }

    to {
        transform: scale(1);
        opacity: 1;
    }
} */ 

/* ================================
   CONTACT SIMPLE SECTION
================================ */

.contact-simple {
    padding: 100px 0;
    background: linear-gradient(135deg, var(--navy-dark), var(--navy), var(--blue));
    position: relative;
    overflow: hidden;
    text-align: center;
}

/* Glow effect */
.contact-simple::before {
    content: "";
    position: absolute;
    width: 500px;
    height: 500px;
    background: rgba(255,255,255,0.05);
    border-radius: 50%;
    top: -150px;
    left: -150px;
}

.contact-simple__content {
    max-width: 750px;
    margin: 0 auto;
    position: relative;
    z-index: 1;
}

/* Title */
.contact-simple__title {
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: 800;
    color: var(--white);
    margin: 15px 0;
}

/* Description */
.contact-simple__desc {
    color: rgba(255,255,255,0.85);
    line-height: 1.7;
    margin-bottom: 25px;
}

/* Quote */
.contact-simple__quote {
    font-style: italic;
    color: var(--gold);
    margin: 25px 0;
    font-size: 1.1rem;
}

/* Buttons */
.contact-simple__actions {
    display: flex;
    justify-content: center;
    gap: 15px;
    flex-wrap: wrap;
}

/* ================================
   RESPONSIVE
================================ */

@media (max-width: 600px) {
    .contact-simple {
        padding: 70px 20px;
    }

    .contact-simple__title {
        font-size: 1.8rem;
    }
}


/* ========= Disclaimer =========== */


.legal {
    background: var(--off-white);
}

.legal__content {
    max-width: 900px;
    margin: 0 auto;
    padding: 32px 36px;
    background: var(--white);
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--gray-100);
    font-size: 0.95rem;
    line-height: 1.8;
    color: var(--gray-700);
    text-align: justify;
}

/* Paragraph spacing */
.legal__content p {
    margin-bottom: 18px;
}

/* Last paragraph spacing fix */
.legal__content p:last-child {
    margin-bottom: 0;
}

/* Highlight important text (optional use) */
.legal__content strong {
    color: var(--navy);
    font-weight: 600;
}

/* Links inside disclaimer */
.legal__content a {
    color: var(--blue);
    text-decoration: underline;
    transition: color var(--transition);
}

.legal__content a:hover {
    color: var(--navy);
}

/* Section header alignment tweak */
.legal .section-header {
    margin-bottom: 40px;
}

/* Tablet */
@media (max-width: 768px) {
    .legal__content {
        padding: 24px;
        font-size: 0.92rem;
    }
}

/* Mobile */
@media (max-width: 480px) {
    .legal__content {
        padding: 20px 18px;
        font-size: 0.9rem;
        line-height: 1.7;
    }
}

/* ---------------------------------------------------------------
   11. Footer
--------------------------------------------------------------- */
.footer__top {
    background: var(--navy-dark);
    padding: 70px 0 50px;
}

.footer__top-inner {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: 48px;
}

.footer__brand p {
    font-size: .88rem;
    color: rgba(255, 255, 255, .55);
    margin-top: 16px;
    margin-bottom: 24px;
    line-height: 1.7;
    max-width: 280px;
}

.footer__social {
    display: flex;
    gap: 10px;
}

.social-link {
    width: 38px;
    height: 38px;
    border-radius: var(--radius-sm);
    background: rgba(255, 255, 255, .08);
    color: rgba(255, 255, 255, .6);
    display: grid;
    place-items: center;
    font-size: .9rem;
    transition: background var(--transition), color var(--transition), transform var(--transition);
}

.social-link:hover {
    background: var(--blue);
    color: var(--white);
    transform: translateY(-3px);
}

.footer__links h4,
.footer__contact h4 {
    font-family: var(--font-heading);
    font-size: .9rem;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 20px;
    padding-bottom: 10px;
    border-bottom: 1px solid rgba(255, 255, 255, .1);
}

.footer__links ul {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.footer__links ul li a {
    font-size: .88rem;
    color: rgba(255, 255, 255, .55);
    transition: color var(--transition), padding-left var(--transition);
}

.footer__links ul li a:hover {
    color: var(--white);
    padding-left: 4px;
}

.footer__contact ul {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.footer__contact ul li {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-size: .88rem;
    color: rgba(255, 255, 255, .55);
    line-height: 1.5;
}

.footer__contact ul li i {
    color: var(--blue-light);
    margin-top: 2px;
    flex-shrink: 0;
    width: 14px;
}

.footer__contact ul li a {
    color: rgba(255, 255, 255, .55);
    transition: color var(--transition);
}

.footer__contact ul li a:hover {
    color: var(--white);
}

.footer__bottom {
    background: var(--navy);
    padding: 18px 0;
}

.footer__bottom-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    flex-wrap: wrap;
}

.footer__bottom p {
    font-size: .82rem;
    color: rgba(255, 255, 255, .45);
}

.footer__legal {
    display: flex;
    gap: 20px;
}

.footer__legal a {
    font-size: .82rem;
    color: rgba(255, 255, 255, .45);
    transition: color var(--transition);
}

.footer__legal a:hover {
    color: var(--white);
}

/* ---------------------------------------------------------------
   12. Back to Top
--------------------------------------------------------------- */
.back-to-top {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: var(--blue);
    color: var(--white);
    font-size: 1rem;
    display: grid;
    place-items: center;
    box-shadow: var(--shadow-md);
    opacity: 0;
    transform: translateY(20px);
    pointer-events: none;
    transition: opacity var(--transition), transform var(--transition), background var(--transition);
    z-index: 999;
}

.back-to-top.visible {
    opacity: 1;
    transform: translateY(0);
    pointer-events: all;
}

.back-to-top:hover {
    background: var(--navy);
    transform: translateY(-3px);
}

/* ---------------------------------------------------------------
   13. Animations (AOS-inspired scroll reveals)
--------------------------------------------------------------- */
[data-aos] {
    opacity: 0;
    transition: opacity .7s ease, transform .7s ease;
}

[data-aos="fade-up"] {
    transform: translateY(40px);
}

[data-aos="fade-right"] {
    transform: translateX(-40px);
}

[data-aos="fade-left"] {
    transform: translateX(40px);
}

[data-aos="zoom-in"] {
    transform: scale(.9);
}

[data-aos].aos-animate {
    opacity: 1;
    transform: none;
}

/* ---------------------------------------------------------------
   14. Responsive Design
--------------------------------------------------------------- */

/* Large tablet / small desktop */
@media (max-width: 1100px) {
    .services__grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer__top-inner {
        grid-template-columns: 1fr 1fr;
        gap: 36px;
    }
}

/* Tablet */
@media (max-width: 900px) {
    :root {
        --section-py: 64px;
    }

    .nav {
        display: none;
    }

    .hamburger {
        display: flex;
    }

    .header .btn--outline.btn--sm {
        display: none;
    }

    .hero__content {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .hero__headline br {
        display: none;
    }

    .hero__sub {
        margin-inline: auto;
    }

    .hero__actions {
        justify-content: center;
    }

    .hero__stats {
        justify-content: center;
    }

    .hero__graphic {
        display: none;
    }

    .why-us__grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .about__inner {
        grid-template-columns: 1fr;
        gap: 48px;
    }

    .about__visual {
        display: none;
    }

    .testimonials__grid {
        grid-template-columns: 1fr;
        max-width: 500px;
        margin-inline: auto;
    }

    .contact__inner {
        grid-template-columns: 1fr;
        gap: 48px;
    }

    .footer__top-inner {
        grid-template-columns: 1fr 1fr;
    }
}

/* Mobile */
@media (max-width: 600px) {
    :root {
        --section-py: 48px;
    }

    .hero__headline {
        font-size: 2.2rem;
    }

    .hero__actions .btn--lg {
        padding: 13px 22px;
        font-size: .9rem;
    }

    .why-us__grid {
        grid-template-columns: 1fr;
    }

    .services__grid {
        grid-template-columns: 1fr;
    }

    .form-row {
        grid-template-columns: 1fr;
    }

    .contact__form-wrap {
        padding: 28px 20px;
    }

    .footer__top-inner {
        grid-template-columns: 1fr;
    }

    .footer__bottom-inner {
        flex-direction: column;
        text-align: center;
    }

    .back-to-top {
        bottom: 20px;
        right: 20px;
        width: 42px;
        height: 42px;
       }

       
}

@media (max-width: 400px) {
    .hero__stats {
        flex-direction: column;
        gap: 16px;
    }

    .hero__stat-divider {
        width: 60px;
        height: 1px;
    }
}

/* ================================
   HEALTH INSURANCE (IMAGE SECTION)
================================ */

.health-insurance {
    padding: 100px 0;
    background: linear-gradient(135deg, var(--navy-dark), var(--navy), var(--blue));
    position: relative;
    overflow: hidden;
}

/* Glow effect */
.health-insurance::before {
    content: "";
    position: absolute;
    width: 500px;
    height: 500px;
    background: rgba(255,255,255,0.05);
    border-radius: 50%;
    top: -150px;
    right: -150px;
}

/* Layout */
.health-insurance__wrapper {
    display: grid;
    grid-template-columns: 1.1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 1;
}

/* Content */
.health-insurance__title {
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: 800;
    color: var(--white);
    margin: 15px 0;
}

.health-insurance__desc {
    color: rgba(255,255,255,0.85);
    line-height: 1.7;
    margin-bottom: 16px;
}

/* Features */
.health-insurance__features {
    margin: 25px 0;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.health-insurance__features li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.95rem;
    color: rgba(255,255,255,0.9);
}

.health-insurance__features i {
    color: var(--green);
}

/* Buttons */
.health-insurance__actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
}

/* Image */
.health-insurance__image {
    display: flex;
    justify-content: center;
}

.health-insurance__img-box {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    max-width: 420px;
}

.health-insurance__img-box img {
    width: 100%;
    height: auto;
    display: block;
}

/* Hover effect */
.health-insurance__img-box:hover {
    transform: translateY(-6px);
    transition: 0.3s;
}

/* ================================
   RESPONSIVE
================================ */
@media (max-width: 900px) {
    .health-insurance__wrapper {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .health-insurance__actions {
        justify-content: center;
    }
}
/* ================================
   FINANCIAL FUTURE SECTION (WHITE THEME)
================================ */

.financial-section {
    background: var(--white);
    padding: 100px 0;
    position: relative;
}

/* Layout */
.financial__wrapper {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 60px;
    align-items: center;
}

/* Title */
.financial__title {
    font-size: clamp(2rem, 4vw, 2.8rem);
    font-weight: 800;
    color: var(--navy);
    margin-bottom: 18px;
}

/* Description */
.financial__desc {
    color: var(--gray-500);
    margin-bottom: 28px;
    line-height: 1.75;
}

/* Features */
.financial__features {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-bottom: 30px;
}

.financial__features li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.95rem;
    color: var(--gray-700);
}

.financial__features i {
    color: var(--green);
}

/* Buttons */
.financial__actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
}

/* Image */
.financial__visual {
    position: relative;
    display: flex;
    justify-content: center;
}

.financial__img-wrap {
    width: 360px;
    height: 380px;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.financial__img-wrap img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

/* Floating Badge */
.financial__badge {
    position: absolute;
    bottom: 30px;
    left: -20px;
    display: flex;
    align-items: center;
    gap: 12px;
    background: var(--white);
    padding: 14px 18px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-md);
}

.financial__badge i {
    font-size: 1.4rem;
    color: var(--blue);
}

.financial__badge strong {
    display: block;
    font-size: 0.85rem;
    color: var(--navy);
}

.financial__badge span {
    font-size: 0.75rem;
    color: var(--gray-500);
}

/* Responsive */
@media (max-width: 900px) {
    .financial__wrapper {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .financial__features {
        align-items: center;
    }

    .financial__visual {
        margin-top: 20px;
    }

    .financial__badge {
        left: 50%;
        transform: translateX(-50%);
    }
}

@media (max-width: 500px) {
    .financial__img-wrap {
        width: 100%;
        height: auto;
    }
}

/* ================================
   SERVICES TEXT SECTION (BLUE THEME)
================================ */

.services-text {
    padding: 80px 0;
    background: linear-gradient(135deg, var(--navy-dark), var(--navy), var(--blue));
    position: relative;
    overflow: hidden;
}

/* Soft background glow */
.services-text::before {
    content: "";
    position: absolute;
    width: 400px;
    height: 400px;
    background: rgba(255, 255, 255, 0.05);
    border-radius: 50%;
    top: -120px;
    right: -120px;
}

.services-text__content {
    max-width: 750px;
    margin: 0 auto;
    text-align: center;
    position: relative;
    z-index: 1;
}

/* Text styling */
.services-text__content p {
    font-size: 1rem;
    color: rgba(255, 255, 255, 0.85);
    line-height: 1.8;
    margin-top: 12px;
    text-align: center;
}

/* Optional heading (if you add one) */
.services-text__content h2 {
    color: var(--white);
    font-size: 2rem;
    font-weight: 700;
}

/* ================================
   RESPONSIVE
================================ */

@media (max-width: 600px) {
    .services-text {
        padding: 60px 20px;
    }

    .services-text__content p {
        font-size: 0.9rem;
    }
}

/* ================================
   AUTO INSURANCE SECTION
================================ */
.auto-section {
    background: linear-gradient(135deg, var(--navy-dark), var(--navy), var(--blue));
    padding: 90px 0;
    position: relative;
    overflow: hidden;
    color: var(--white);
}

/* subtle glow */
.auto-section::before {
    content: "";
    position: absolute;
    width: 500px;
    height: 500px;
    background: rgba(255,255,255,0.05);
    border-radius: 50%;
    top: -150px;
    right: -150px;
}

/* Header adjustments */
.auto-section .section-title {
    color: var(--white);
}

.auto-section .section-desc {
    color: rgba(255,255,255,0.85);
}

/* Grid */
.auto__grid {
    display: grid;
    grid-template-columns: 1.1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 1;
}

/* Content */
.auto__content h3 {
    font-size: 1.6rem;
    margin-bottom: 16px;
}

.auto__content p {
    color: rgba(255,255,255,0.85);
    margin-bottom: 24px;
}

/* Features */
.auto__features {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-bottom: 30px;
}

.auto__features li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.95rem;
}

.auto__features i {
    color: var(--green);
}

/* Buttons */
.auto__actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
}

/* Image */
.auto__visual {
    display: flex;
    justify-content: center;
}

.auto__image-wrap {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    max-width: 420px;
}

.auto__image-wrap img {
    width: 100%;
    height: auto;
    display: block;
}

/* Responsive */
@media (max-width: 900px) {
    .auto__grid {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .auto__actions {
        justify-content: center;
    }
}

/* ================================
   PROPERTY INSURANCE SECTION
================================ */
.property-section {
    background: var(--white);
}

/* Grid */
.property__grid {
    display: grid;
    grid-template-columns: 1.1fr 1fr;
    gap: 60px;
    align-items: center;
}

/* Content */
.property__content h3 {
    font-size: 1.6rem;
    color: var(--navy);
    margin-bottom: 16px;
}

.property__content p {
    color: var(--gray-500);
    margin-bottom: 24px;
    line-height: 1.7;
}

/* Features */
.property__features {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-bottom: 30px;
}

.property__features li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.95rem;
    color: var(--gray-700);
}

.property__features i {
    color: var(--green);
}

/* Buttons */
.property__actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
}

/* Image */
.property__image img {
    width: 100%;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
}

/* ================================
   RESPONSIVE
================================ */
@media (max-width: 900px) {
    .property__grid {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .property__actions {
        justify-content: center;
    }
}

/* ================================
   VEHICLE INSURANCE SECTION
================================ */

.vehicle-section {
    padding: 100px 0;
    background: linear-gradient(135deg, var(--navy-dark), var(--navy), var(--blue));
    position: relative;
    overflow: hidden;
}

/* Background glow */
.vehicle-section::before {
    content: "";
    position: absolute;
    width: 450px;
    height: 450px;
    background: rgba(255,255,255,0.05);
    border-radius: 50%;
    top: -150px;
    right: -150px;
}

/* Layout */
.vehicle__wrapper {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 1;
}

/* Title */
.vehicle__title {
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: 800;
    color: var(--white);
    margin: 15px 0;
}

/* Description */
.vehicle__desc {
    color: rgba(255,255,255,0.85);
    margin-bottom: 28px;
    line-height: 1.7;
}

/* Features */
.vehicle__features {
    display: flex;
    flex-direction: column;
    gap: 14px;
    margin-bottom: 30px;
}

.vehicle__features li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.95rem;
    color: rgba(255,255,255,0.9);
}

.vehicle__features i {
    color: var(--green);
}

/* Buttons */
.vehicle__actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
}

/* Image */
.vehicle__visual {
    display: flex;
    justify-content: center;
}

.vehicle__img-wrap {
    width: 360px;
    height: 420px;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.vehicle__img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

/* Responsive */
@media (max-width: 900px) {
    .vehicle__wrapper {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .vehicle__actions {
        justify-content: center;
    }

    .vehicle__visual {
        margin-top: 20px;
    }
}

@media (max-width: 500px) {
    .vehicle__img-wrap {
        width: 100%;
        height: 300px;
    }
}
/* ================================
   PRIVACY POLICY SECTION
================================ */

.privacy {
    background: var(--white);
}

.privacy__content {
    max-width: 900px;
    margin: 0 auto;
    background: var(--white);
    padding: 40px 44px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--gray-100);
}

/* Headings */
.privacy__content h3 {
    font-family: var(--font-heading);
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 10px;
    margin-top: 28px;
}

/* Paragraphs */
.privacy__content p {
    font-size: 0.95rem;
    color: var(--gray-700);
    line-height: 1.75;
    margin-bottom: 16px;
}

/* First heading spacing fix */
.privacy__content h3:first-child {
    margin-top: 0;
}

/* Note */
.privacy__note {
    margin-top: 28px;
    padding: 16px 18px;
    background: var(--sky);
    border-left: 4px solid var(--blue);
    border-radius: var(--radius-sm);
    font-size: 0.9rem;
    color: var(--gray-700);
}

/* Links */
.privacy__content a {
    color: var(--blue);
    text-decoration: underline;
    transition: color var(--transition);
}

.privacy__content a:hover {
    color: var(--navy);
}

/* ================================
   RESPONSIVE
================================ */

@media (max-width: 768px) {
    .privacy__content {
        padding: 28px;
    }
}

@media (max-width: 480px) {
    .privacy__content {
        padding: 22px 18px;
        font-size: 0.9rem;
    }

    .privacy__content h3 {
        font-size: 1rem;
    }
}

/* ================================
   REFUND POLICY SECTION
================================ */

.refund {
    background: var(--white);
}

/* Content Box */
.refund__content {
    max-width: 900px;
    margin: 0 auto;
    background: var(--white);
    padding: 40px 42px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--gray-100);
}

/* Headings */
.refund__content h3 {
    font-family: var(--font-heading);
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--navy);
    margin-top: 26px;
    margin-bottom: 10px;
}

/* Paragraphs */
.refund__content p {
    font-size: 0.95rem;
    color: var(--gray-700);
    line-height: 1.75;
    margin-bottom: 14px;
}

/* Lists */
.refund__content ul {
    padding-left: 18px;
    margin-bottom: 18px;
}

.refund__content ul li {
    position: relative;
    font-size: 0.92rem;
    color: var(--gray-700);
    margin-bottom: 8px;
    padding-left: 12px;
}

.refund__content ul li::before {
    content: "•";
    position: absolute;
    left: 0;
    color: var(--blue);
    font-weight: bold;
}

/* Highlight Note */
.refund__note {
    margin-top: 26px;
    padding: 16px 18px;
    border-left: 4px solid var(--blue);
    background: var(--sky);
    border-radius: var(--radius-sm);
    font-size: 0.9rem;
    color: var(--gray-700);
}

/* Responsive */
@media (max-width: 768px) {
    .refund__content {
        padding: 28px 22px;
    }
}

@media (max-width: 480px) {
    .refund__content {
        padding: 22px 18px;
    }

    .refund__content h3 {
        font-size: 1rem;
    }
}       

/* ================================
   ACCEPTABLE USE POLICY (WHITE)
================================ */

.aup {
    background: var(--white);
}

.aup__content {
    max-width: 900px;
    margin: 0 auto;
    background: var(--white);
    padding: 40px 42px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--gray-100);
    font-size: 0.95rem;
    line-height: 1.8;
    color: var(--gray-700);
}

/* Paragraph spacing */
.aup__content p {
    margin-bottom: 18px;
}

/* Headings */
.aup__content h3 {
    font-family: var(--font-heading);
    font-size: 1rem;
    font-weight: 700;
    color: var(--navy);
    margin: 24px 0 10px;
}

/* List */
.aup__content ul {
    margin-bottom: 18px;
    padding-left: 18px;
}

.aup__content ul li {
    margin-bottom: 8px;
    position: relative;
    color: var(--gray-700);
}

/* Optional bullet styling */
.aup__content ul li::marker {
    color: var(--blue);
}

/* Links */
.aup__content a {
    color: var(--blue);
    text-decoration: underline;
    transition: color var(--transition);
}

.aup__content a:hover {
    color: var(--navy);
}

/* Responsive */
@media (max-width: 768px) {
    .aup__content {
        padding: 28px 24px;
        font-size: 0.92rem;
    }
}

@media (max-width: 480px) {
    .aup__content {
        padding: 22px 18px;
        font-size: 0.9rem;
        line-height: 1.7;
    }
}
/* ================================
   TERMS & CONDITIONS SECTION
================================ */

.terms {
    background: var(--white);
}

.terms__content {
    max-width: 900px;
    margin: 0 auto;
    padding: 36px 40px;
    background: var(--white);
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--gray-100);
    font-size: 0.95rem;
    line-height: 1.8;
    color: var(--gray-700);
    text-align: justify;
}

/* Paragraph spacing */
.terms__content p {
    margin-bottom: 18px;
}

/* Last paragraph fix */
.terms__content p:last-child {
    margin-bottom: 0;
}

/* Bold headings inside text */
.terms__content strong {
    color: var(--navy);
    font-weight: 600;
}

/* Links */
.terms__content a {
    color: var(--blue);
    text-decoration: underline;
    transition: color var(--transition);
}

.terms__content a:hover {
    color: var(--navy);
}

/* Responsive */
@media (max-width: 768px) {
    .terms__content {
        padding: 24px;
        font-size: 0.92rem;
    }
}

@media (max-width: 480px) {
    .terms__content {
        padding: 20px 18px;
        font-size: 0.9rem;
        line-height: 1.7;
    }
}
    /* ===== Fix Call Btn ===== */
    #callBtn {
      position: fixed;
      bottom: 40px;
      /* above scroll button */
      right: 20px;
      width: 55px;
      height: 55px;
      background: #1aa9b3;
      color: #fff;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 22px;
      box-shadow: 0 4px 10px rgba(0, 0, 0, 0.2);
      cursor: pointer;
      z-index: 9999;
      transition: 0.3s;
    }

    #callBtn:hover {
      background: #3965cd;
      transform: scale(1.1);
    }
/* ================= logo ================== */

/* Default (Desktop) */
.nav-logo img {
  width: 120px;
  height: auto;
  padding: 16px;
  transition: all 0.3s ease;
}

/* ================================
   Mobile (up to 600px)
================================ */
@media (max-width: 600px) {
  .nav-logo img {
    width: 80px;
    padding: 6px;
  }
}

/* ================================
   Tablets (601px – 900px)
================================ */
@media (min-width: 601px) and (max-width: 900px) {
  .nav-logo img {
    width: 100px;
    padding: 10px;
  }
}

/* ================================
   Laptops (901px – 1200px)
================================ */
@media (min-width: 901px) and (max-width: 1200px) {
  .nav-logo img {
    width: 120px;
    padding: 14px;
  }
}

/* ================================
   Desktops (1201px and above)
================================ */
@media (min-width: 1201px) {
  .nav-logo img {
    width: 130px;
    padding: 18px;
  }
}